Do inventor and owners of prouct need product liability ins?

Answer None, If you have a personal Auto Insurance Policy, " No coverage at all" will extend to you nor to any other injured party while you were engaged in a Delivery Service Business. A Personal Auto In... Read More »

Top Q&A For: Do inventor and owners of prouct need product l...

If you are a co-owner of a car do both owners need to carry liability insurance?

file with your insurance company and they will deal with your neighbors insurance policy.

If a new resident at an apartment building falls near an entrance and is injured does the apartment owners liability insurance cover expenses or is this considered your own home with no liability?

It really depends where one fell. If it was in your own apartment, that would be your problem. If you slipped & fell on their sidewalk or tripped in a pothole on the common grounds, you could fil... Read More »

Is liability insurance automatic with home owners policy?

No, It's not automatic. Most standard Homeowners Insurance Policies do contain some liability coverage but not all companies do that. Many homeowners can and do choose not to buy the liability cove... Read More »

What are the drawbacks of a Home Owners Association dropping liability insurance?

Without liability insurance, should there be any accident on the property, the association will be liable to pay for defending the claim, and potentially the claim for damages.Often the trade-off b... Read More »