Do inquiries affect my credit report?

Answer Inquiries do affect your credit report in some situations, and other times they have no affect at all. The degree that a credit report is affected is going to vary from person to person based on yo... Read More »

Top Q&A For: Do inquiries affect my credit report

Do credit inquiries affect credit score?

Credit inquiries you initiate by applying for credit cards or other loans will negatively affect your credit score, especially if you apply for multiple lines of credit over a short period of time.... Read More »

How many points do inquiries have on a credit report?

The typical inquiry only dings a person's credit score by five or less points, according to the Fair Isaac Corporation. However, applications for several different lines of credit at once can do gr... Read More »

How to Stop Unwanted Inquiries on Your Credit Report?

Whenever an individual or company pulls up your credit report, it appears as an inquiry on your credit report. Hard inquiries are those by a potential lender that you initiate through an applicatio... Read More »

How long do inquiries stay on my credit report?

On your credit report, an inquiry, which represents when you have applied for credit, is only considered into your FICO score for 12 months. Still, the inquiry will stay on your report for two yea... Read More »