Do I Need Employer's Liability Insurance?

Answer Employer's liability insurance provides protection for business owners in the event of worker injury, infection or death during the course of work-related duties. This coverage is in addition to an... Read More »

Top Q&A For: Do I Need Employer's Liability Insurance

Define Employers' Liability Insurance?

Employers' liability insurance can be a part of workers' compensation insurance or bought separately. This coverage pays for employees' injury or illness that is caused by the negligence of an empl... Read More »

What type of liability insurance can you get to lease a commercial building for personal non-business use or is an umbrella policy from your homeowners liability insurance enough for the landlord?

Umbrella policies are often written as "following form" which means it only provides coverage if your primary (i.e. homeowners policy) provides coverage. Ask your insurance agent if you need to add... Read More »

What is the difference between Comprehensive General Liability insurance and Public and Products Liability insurance?

The correct term is COMMERCIAL GENERAL LIABILITY. The term Comprehensive General Liability is a old term that was at one time used as well as Public and Products Liability. These terms are often us... Read More »

What is the difference between farm liability insurance and vacant land general liability insurance?

Farm Liability is often a Farm Comprehensive Personal Liability coverage form and generally covers the land on which you farm as well as the products which you produce as a farmer. It covers the pe... Read More »