Customary Business Practices for Turning a Debt Over to a Collection Agency?

Answer Major creditors, such as hospitals, banks and credit card companies, juggle a multitude of responsibilities. Because most creditors are for-profit companies, its imperative that they manage consume... Read More »

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How to Sue a Collection Agency for Illegal Collection Practices?

Debt collection agencies operate by purchasing debts from credit card companies and other creditors, collecting the owed amount in place of the original debt owner. Some collection agencies attempt... Read More »

How to File a Claim Under the Fair Credit Debt Collection Practices Act?

The Fair Debt Collection Practices Act or FDCPA protects consumers from unfair, deceptive or abusive practices related to debt collection. Under the act, debt collectors may not call you before 8 a... Read More »

How to Report a Bad Debt to a Collection Agency?

According to, most collection agencies are members of the three major credit-reporting companies or bureaus, Experian, Equifax and TransUnion. As members, they can report bad debt ... Read More »

How long can a collection agency try to collect a debt?

On One Hand: Until You PayA collection agency can try to collect the debt until you pay it, even if it is no longer on your credit report. Most delinquent credit accounts are removed from your cred... Read More »