Could breaking a municipal noise ordinance increase your car insurance rates?

Answer Answer State laws vary, but I believe the answer would be no. I assume you're asking about breaking the municipal noise ordinance using your car's sound system. This can result in traffic citatio... Read More »

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How much do auto insurance rates increase from an accident?

After an automobile accident the automobile insurance carrier will usually raise the rates of the liability 7-10% depending on the severity of the accident.

Do auto insurance rates increase if you add an additional driver who is not a relative?

AnswerThe rate change will depend on the age of the person, their driving record, and possibly whether they are male or female, but again depending on the age. Younger drivers also have variances d... Read More »

Are you stuck with the replacement value set by the insurance broker - the amount seems exhorbitant and an attempt by the company to increase their rates unreasonably - do you have a recourse?

hire a licensed contractor to assess the replacement cost of your home - then discuss with broker and or company directly

If you suspend health insurance for 3 months while you are out of the country does it put anything negative in your insurance history and will you be able to get competitive rates when you return?

Answer What you need to do is see how much it will be for out of network providers in case you get hurt in another Country. Do you think that Country will pick up your medical tab if you get hurt... Read More »