Cash Debt-to-Income Ratio?

Answer When a consumer applies for a loan, such as a home loan, a bank will consider that individual's cash debt-to-income ratio, also known more simply as the debt-to-income ratio. The Federal Housing Ad... Read More »

Top Q&A For: Cash Debt-to-Income Ratio

What is debt to income ratio?

A debt-to-income ratio measure how much money you owe compared to how much money you make. Most debt-to-income ratios use your pretax monthly income.TypesThe two most common debt-to-income ratios a... Read More »

Debt to Income Ratio & Car Leasing?

A debt-to-income ratio is the amount of money you have coming in--proved by your income--versus the amount of money you pay out for your debts--listed on your credit report. Leasing institutions of... Read More »

Debt to Income Ratio for a Mortgage?

To qualify for a mortgage loan, you must meet certain criteria. Mortgage lenders look at not only your credit score and monthly income, but also at debt. Many mortgage lenders focus on the debt to ... Read More »

How is debt to income ratio calculated?

Debt-to-income ratio compares how much a person owes on credit cards and loans to how much that person earns. Lenders use debt-to-income ratio to determine how much you should be allowed to borrow.... Read More »