Can your credit rating or score improve without using your credit card?

Answer On One Hand: Using Credit Cards Improves Credit ScoresIndividuals can improve their credit score by regularly using their credit cards. An individual's credit score is determined by the status of t... Read More »

Top Q&A For: Can your credit rating or score improve without...

How do I add a user to a credit card to improve the rating?

Contact Your Credit Card CompanyWrite a letter to your credit card company to ask that it adds your friend to your credit card as a secondary cardholder. Let the credit card company know that you'r... Read More »

Does paying a credit card in advance improve your credit score?

On One Hand: Early Payment Avoids Late FeesA late payment on a credit card, even one day late, can seriously impact your credit score. Processing delays can turn even a timely payment into one that... Read More »

Should I get a new credit card to improve my credit score?

On One Hand: Can Help Improve ScoreOpening a new credit card account will raise the amount of available credit to you. As long as you do not use too much of your new credit, it can lower your debt ... Read More »

How to Improve Your Credit Rating If You Have Insufficient Credit History?

According to MyFico, your FICO score ranges from a low of 300 to a high of 850. The higher the score, the better. If you have insufficient, or limited, credit history, you will need to establish ne... Read More »