Can you get insurance if the condo burned and is being repaired?

Answer Once the repairs are complete, you should be able to obtain a new HO-6 policy. As well, in your HO-6 policy, you can request coverage for 'loss of use', so that if you are required to move out of y... Read More »

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Can you sell a condo unit in NYS without condo declaration being recorded?

No. The recording of the declaration of condominium creates the condominium under state laws. A condominium is a creation of law. If no condominium is created then no units can be sold. Condominiu... Read More »

Can a condo homeowner be charged a fee to obtain a master condo association flood certificate of insurance?

Depending on the source of the certificate, it may be that there are expenses related to producing it. The management company may have a set fee for all copies, scans and so forth. The insurance co... Read More »

What are the implications of having the condo association as an added insured on homeowner's condo insurance policy?

Answerthey are an insured under the policy as they 'own' the outside of the 'implicatons' other than in some claims they would/may be included on the draft in may b... Read More »

If the cable tv company causes water damage to a condo unit will the condo association insurance cover it?

As a condominium owner, generally, you are covered by two insurance policies:The master policy, which insures all the assets owned in common, and may include liability insuranceThe HO-6 homeowner's... Read More »