Can you buy additional disability insurance beyond your employer's coverage?

Answer Answer Yes, although most insurance carriers will still limit you to some percentage of income to prevent you from becoming overinsured. Typically, if you have an employer-paid Group Long-Term Dis... Read More »

Top Q&A For: Can you buy additional disability insurance bey...

Do employers have to pay for disability insurance?

Answer In the US, California, Hawaii, New Jersey, New York, and Rhode Island impose mandatory state disability insurance programs for employees. The purpose of the programs is to provide some prot... Read More »

If you are 62 and on disability are you still covered by your wife's COBRA insurance or will you need supplemental coverage?

If you pay the premium AND if you were "covered" before your wife separated employment then you are. Good question...COBRA is her right to extend the exact same coverage as she was enrolled in prio... Read More »

Can you obtain short term disability insurance if you are pregnant and have coverage through your fiance's company and did not elect STD at open enrollment with your employer?

Answer Its sort of like wanting to buy Life Insurance after you die isn't it? I am sure you can get SDI but not to pay you when you take maternity leave.There are three parts to this question and a... Read More »

Should I get additional life insurance, if I have substantial coverage thru employer?

Let's compare the two reasonsReasons not to get your own life insurance1) You have one through work2) You expect to stay at that job for a very long time3) You expect nothing will happen to the com... Read More »