Can you buy additional disability insurance beyond your employer's coverage?

Answer Answer Yes, although most insurance carriers will still limit you to some percentage of income to prevent you from becoming overinsured. Typically, if you have an employer-paid Group Long-Term Dis... Read More »

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Do employers have to pay for disability insurance?

Answer In the US, California, Hawaii, New Jersey, New York, and Rhode Island impose mandatory state disability insurance programs for employees. The purpose of the programs is to provide some prot... Read More »

Should I get additional life insurance, if I have substantial coverage thru employer?

Let's compare the two reasonsReasons not to get your own life insurance1) You have one through work2) You expect to stay at that job for a very long time3) You expect nothing will happen to the com... Read More »

A widow has gross income of 600 a week Her disability insurance coverage replaces 70 percent of her earnings after a four-week waiting period What amount would she receive in disability?

The calculation is as follows: $600 x 52 (#of weeks in a year) divided by 12 (months). This monthly amount would be $2600 x 70% - Her base benefit would be $1820 per month. Be sure to check the pol... Read More »

In NYS is there a guideline for small business employers to provide health insurance to an employee who is out on disability leave?

It seem to be 498 miles from san antonio, Texas to Tampico, Mexico. So figure about as much time to get from San Antonio to Reynosa or Matamoros Mexico as to get from Matamoros or Reynosa to Tampic... Read More »