Can someone without renters insurance sue for contents damage?

Answer Generally speaking, anyone can sue anyone at any time for any reason. The question is are you entitled to compensation if your contents are damaged in your apartment. The answer to that question is... Read More »

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Does renters insurance protect contents against flood damage?

If you share an apt. with your girlfriend and your renters insurance is just in your name is this a bad thing even if most of the contents are yours?

Answer Each policy and each state is different. Sometimes living with someone constitutes common-law marriage. Most of the time, your policy will only cover your possessions, BUT the liability po... Read More »

How soon can I claim accidental damage on contents insurance?

Yes, they will probably be suspicious. But if you have reasonable proof of when the accident happened they shouldn't be able to refuse to pay out.

Does an owners liability insurance cover damages to contents of renters property if the homeowner is negligent?

No, a homeowners insurance policy does not provide coverage for the property of a tenant. That's what "Renters Insurance" is for. If the renter chose not to purchase a renter insurance policy, The... Read More »