Can credit card companies take your income tax refund?

Answer Credit card companies can garnish an income tax return if a judgment has been filed. They also have the power to file a judgment with the state to put a freeze on a delinquent debtor's bank account... Read More »

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How to Inform Credit Card Companies of the Death of a Spouse Who Was the Major Income Earner?

Dealing with the emotional crisis of a spouse's death is difficult enough, especially if your spouse was the breadwinner for the family. Paying for the funeral, burial and other costs can be a fina... Read More »

If I Negotiate With Credit Card Companies Myself, Will It Negatively Affect My Credit Score?

If you lose your income, you may find yourself with credit card accounts that you are having trouble paying. As these balances become past due and move further into delinquency, account holders may... Read More »

When do credit card companies report to the credit bureaus?

While a credit card company can choose to report to the credit bureaus at any time, most credit card companies report account information every 30 days. Some companies report every 60 days.Source:C... Read More »

When do credit card companies update to the credit bureau?

Credit card companies provide updated account information every month to the three major credit reporting bureaus (TransUnion, Equifax, and Experian). However, it can take an additional month for t... Read More »