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 Can an apartment complex require tentants to carry personal liability insurance in Alabama?

Answer Renters insurance is similar to condo insurance. It typically covers the personal contents inside but there is the option to obtain dwelling coverage to protect the structure of the items that are ... Read More »
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Does the state of Arizona require contractors to carry liability insurance?

According to the Arizona Registrar of Contractors, contractors in Arizona are required to hold a bond, not liability insurance. In addition to passing an examination and having the necessary experi... Read More »
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If a new resident at an apartment building falls near an entrance and is injured does the apartment owners liability insurance cover expenses or is this considered your own home with no liability?

It really depends where one fell. If it was in your own apartment, that would be your problem. If you slipped & fell on their sidewalk or tripped in a pothole on the common grounds, you could fil... Read More »
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What type of liability insurance can you get to lease a commercial building for personal non-business use or is an umbrella policy from your homeowners liability insurance enough for the landlord?

Umbrella policies are often written as "following form" which means it only provides coverage if your primary (i.e. homeowners policy) provides coverage. Ask your insurance agent if you need to add... Read More »
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What is the difference between personal liability insurance and general liability insurance?

Personal Liability insurance is purchased by individuals and is normally included as part of a residential insurance policy, such as a Homeowners, Condo or Tenants package. It provides the insured ... Read More »
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