Can a spouse not be a co-borrower on a mortgage?

Answer A single spouse can purchase a home with her own credit for any reason. This is popular in relationships in which one spouse has bad credit or prefers to preserve credit by not taking on any liabi... Read More »

Top Q&A For: Can a spouse not be a co-borrower on a mortgage

What Are the Qualifications of a Co-Borrower on a Mortgage?

The term "co-borrower" refers to joint applicants on a mortgage application. A young borrower may have a parent serve as a co-borrower on a Federal Housing Administration (FHA) loan until he establ... Read More »

How do I add a spouse to a mortgage?

Contact the LenderContact your mortgage lien holder to obtain the requirements for adding a spouse to a mortgage loan. Each lender has a different set of criteria (and in some cases consequences) f... Read More »

How do I add a spouse to the mortgage title?

Marriage CertificateObtain a certified copy of your marriage certificate from the county clerk's office in the county in which you were married. The certified copy will have a raised seal and is an... Read More »

Death of a Spouse & Mortgage?

The death of one partner in a marriage can have significant consequences for a mortgage. Exactly what effect it has will depend on whether it was a single or joint mortgage, how much balance remain... Read More »