Can a spouse be joint owner of a certificate of deposit?

Answer There are no restrictions on spouses being joint owners on certificates of deposits. One or both signatures may be required to make withdrawals or close the account, depending on the terms set in t... Read More »

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How do I calculate yearly deposit amounts based on total certificate of deposit amount?

Figuring the DepositAdd 1 to the interest rate per month, then raise the number to the power of the number of times the CD compounds. This is the interest factor. Divide the total amount of the CD ... Read More »

Can condo owner's spouse who is not an owner serve on board?

Read your governing documents to determine the qualifications for board membership. Usually, this is condominium ownership. If your spouse is not 'on the title' for the unit as a legal owner, make ... Read More »

Should a Deposit Be Returned When Property Is Sold to a New Owner?

If you want to liven up your kitchen in a hurry, start with the counter tops. When you don't have the money to replace faucets and appliances, spice up an outdated kitchen with decorative storage i... Read More »

What does certificate of deposit mean?

A certificate of deposit is a bank account that returns a fixed rate of interest for a fixed period of time. These accounts are covered by FDIC insurance, but impose a high early withdrawal penalty... Read More »