Can a merchant charge me more if i use a credit or charge card?

Answer On One Hand: Merchant Cannot Charge MoreEvery time a consumer uses a credit card to make a purchase, the credit card companies charge the merchant an "interchange fee." Some merchants want to pass ... Read More »

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Is it legal for a merchant to charge a service fee for using a credit card?

Merchants may not charge service fees or surcharges to customers using Mastercard and Visa. American Express does not allow surcharges if the merchant accepts Mastercard or Visa. Laws regarding sur... Read More »

How long does a merchant have to charge a credit card after a purchase?

Each credit card company maintains its own rules on how long merchants have to transmit transactions. For example, MasterCard requires merchants to submit transactions within three business days of... Read More »

Is it illegal to charge more for using a credit card?

As of early 2010, charging consumers a fee for using a credit card is illegal in California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas. However, mer... Read More »

Can a credit card charge more than the maximum apr?

The maximum APR a credit card company can charge varies from state to state. However, if you live in one state with a set maximum and your credit card company is based in another state with a highe... Read More »