Can a home owners association place a lien on your home for failing to follow a rule?

Answer Your association probably cannot file a lien as a first, unannounced step, to 'get your attention' because you violated a 'rule'. Apparently you are in dispute with your community's board based on... Read More »

Top Q&A For: Can a home owners association place a lien on y...

Can a home owners association place a lien on a member for non payment of common charges in the state of NY without obtaining a judgement in the courts.?

Probably, yes. Read your governing documents to discover the language about owing common charge assessments automatically. As well, find the language that indicates that assessments due are automat... Read More »

When a home owners' association forecloses on a lien for delinquent fees does that mean the home owner's property can be seized to pay the debt?

To foreclose means to start the legal process by which the property can be sold to settle the debt or other obligation. The property is sold to the highest bidder. At the auction the association wi... Read More »

What is the best way to settle a lien with a home owners association?

Talk to the HOA. They will likely be willing to settle. If you need a 3rd party to help you settle, consider mediation. Mediation is where a neutral 3rd party helps you and the HOA come to a mutual... Read More »

What kind of lien can a home owners association file?

Of all the types of liens that can be filed on a real estate title, the association can file a 'specialty lien' specifically to collect unpaid assessments. With a lien against the title, you cannot... Read More »