Can a home owner buy a liability only policy?

Answer Your insurance agent will advise you of the bare minimum insurance you absolutely need, but you can be sure "liability" will be part of it, yes.

Top Q&A For: Can a home owner buy a liability only policy

Does the owner of a senior mobile home park have the responsibility to have all the renters vehicles properly registered and is this stated in his commercial property liability insurance policy?

Probably.A smart RV park owner will make sure that ALL the vehicles in the park are currently licensed and insured, whether they are mobile homes or cars and pickup trucks. Derelict vehicles look b... Read More »

If someone is injured while working on someone else's rental home using that person's tools and the owner of the tools is covered only by liability insurance what are the injured person's options?

You will need to call your local Workers Compensation Commission and find out if there is anything you can do. In South Carolina you would have to be employed by this person and drawing a paycheck ... Read More »

What is the cost of a general liability insurance policy purchased by a renter to protect the owner of a dwelling from the actions of the renters pet?

It doesn't. Neither Homeowners insurance nor Renters insurance provides coverage for damages incidental to or resulting from from our election of pet ownership.

Is vandalism covered under an auto liability only policy?

Vandalism is not covered under the liability portion of your auto insurance. When you cause an accident, liability insurance pays the medical bills and property damage for the other party. Comprehe... Read More »