Can a debt buyer pull a credit report?

Answer The Ninth Circuit Court of Appeals has ruled that creditors may pull debtors' credit reports only if a debt involves a credit transaction in which the consumer directly sought credit and willingly ... Read More »

Top Q&A For: Can a debt buyer pull a credit report

If I'm Being Sued for Credit Card Debt, Can My Credit Report Be Used Against Me?

A credit report compiles your payment history into four sections: negative accounts, positive accounts, public records and collections. The information contained in a credit report is vital because... Read More »

Can I pull a credit report for a pre-qualification loan?

On One Hand: Obtaining a Credit ReportGetting a copy of your credit report is a good idea if you plan on seeking pre-qualification for a loan, especially a mortgage or an auto loan. Reviewing your ... Read More »

How do I report debt to the credit bureau?

File for MembershipJoin any or all of the three main credit bureaus, which are Equifax, Experian and TransUnion. In order to be accepted, they generally require your business to have at least 500 a... Read More »

Does bankruptcy court pull up your credit report?

Bankruptcy court does pull your credit report. You are required to provide the court with a copy of your most recent tax return and answer questions regarding your debts at the creditors' meeting.... Read More »