Can a credit card be issued to me without my approval?

Answer If a person has the right information, he can apply for a credit card in your name. This is credit card forgery. Credit card applications typically ask for sensitive information, such as a Social S... Read More »

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Is your credit hurt if you don't get a credit card approval?

Being denied for any type of credit, including a credit card, does not affect your credit score. However, your score may drop by a few points for each time your credit report is pulled by a lender.... Read More »

Can my spouse request my credit report without my approval?

No, a husband or wife cannot get a spouse's credit report without their consent. It is a federal crime to obtain a copy of someone's credit report without their permission. It is punishable by a fi... Read More »

When was the first credit card issued?

The Diners Club card was the first credit card, which began use in 1950, but it was limited to participating establishments. The first general-use card, the BankAmericard, was released in 1966. Ban... Read More »

Who issued the very first credit card?

The first bank card, called "Charg-It" was introduced in 1946 by Brooklyn, New York, banker John Biggins and allowed his bank's customers to charge purchases at local businesses. The first real mer... Read More »