Can a collection agency file a judgment on you for credit card debt?

Answer A collection agency can and will sue you in civil court over credit card debt. If the collection agency wins, they will receive a judgment. Depending on the terms of the judgment, the agency can th... Read More »

Top Q&A For: Can a collection agency file a judgment on you ...

What happens when a collection agency wins a judgment?

If you leave a debt unpaid for a long period of time, your creditor may turn the debt over to a collection agency. The collection agency then has the right to sue you for the amount you owe, plus f... Read More »

Collection Agency's Chances of Judgment When You Have Agreements With Other Agencies?

Collection agencies sometimes use judgments as a collection tool after exhausting other collection methods. A judgment is a court ruling following a lawsuit that gives the collection agency the rig... Read More »

Where do collection agencies file a judgment?

To win a judgment against you, collection agencies must file a lawsuit in civil court. The lawsuit would be filed in your home state. Usually an attorney for the collection agency will first send y... Read More »

How to Negotiate Your Credit Rating With a Collection Agency?

Although a collection agency doesn't directly control your credit rating, the agency does control what it puts on your credit report. Becoming an informed consumer is the most important step you ca... Read More »