Can You Refuse to Reaffirm a Second Mortgage During Bankruptcy?

Answer Your property secures your mortgage and any secondary mortgages, so it might seem unnecessary to reaffirm, or agree to exclude a debt from bankruptcy permanently, but the lender may require reaffir... Read More »

Top Q&A For: Can You Refuse to Reaffirm a Second Mortgage Du...

Why Would a Bank Not Reaffirm a Mortgage?

When a borrower chooses to file for bankruptcy, a mortgage can take several different paths. Because the mortgage is a primary secured debt, secured through the collateral of the house it was used ... Read More »

Can I refuse to sign on a refinance mortgage at closing?

On One Hand: You Can Refuse Before Signing PaperworkBefore the closing table, or even at the closing table, of any mortgage transaction, you can refuse to sign the paperwork and stop the mortgage p... Read More »

How to Reapply for a Mortgage After Bankruptcy?

If you want to apply for a new mortgage in the USA after bankruptcy, here are some things to consider and perform to help improve your chances.After bankruptcy most lenders want you to wait at leas... Read More »

Can you get a mortgage while in Chapter 13 bankruptcy?

Yes, it is possible to get a mortgage while involved in a Chapter 13 bankruptcy, but several specific requirements must be met. Permission must be obtained from the bankruptcy trustee before applyi... Read More »