Can You Refinance a Cosigned Loan After You Have Paid on it for Two Years?

Answer Financial expert Mary Rowland of MSN Money Central says people should never cosign a loan, because removing a cosigner is difficult without refinancing. However, if you have paid a cosigned loan fo... Read More »

Top Q&A For: Can You Refinance a Cosigned Loan After You Hav...

If you are a co-signer on a loan for a house and you refinance will your old debts be paid off?

Answer Co-signer or co-borrower? A cosigner has no legal right to property, unless their name is on the title/deed. When refinancing a house, if there is a "cash out" transaction, that money can be... Read More »

What Happens to a Cosigned Loan in a Bankruptcy?

For those with less than perfect credit, getting a co-signer can mean the difference between obtaining financing for a large purchase or having a loan application denied. By agreeing to co-sign, th... Read More »

Can I Refinance My VA Loan If I Have an Equity LOC?

You can a refinance a Department of Veterans Affairs, or VA, secured loan even if you have a home equity line of credit, or HELOC, secured on the same property. The VA insures loans on behalf of le... Read More »

I defaulted on a student loan, It was paid in full 5 years ago. Is it possible to get new loans for education?

Once a defaulted loan is paid in full you regain eligibilty for Title IV funding (financial aid), but your credit record will continue to show the defaulted loan for 7 years. If you are totally pa... Read More »