Can You Get Refinanced If You Have Arrears on a Mortgage?

Answer You can refinance your home if you are in arrears on your mortgage, however the interest rate and fees will be higher than a conventional loan. These are called sub-prime loans and are available in... Read More »

Top Q&A For: Can You Get Refinanced If You Have Arrears on a...

Is mortgage interest paid in arrears?

Yes. Although some payments such as rent and lease payments pay in advance for use, payments for a mortgage are structured so that the interest portion of the payment are applied to the past month'... Read More »

Can a VA loan be refinanced?

According to the Department of Veterans Affairs, a VA loan can be refinanced through the Cash Out refinancing loan program or the Interest Rate Reduction Refinance Loan (IRRRL). The IRRRL can only ... Read More »

Can I get refinanced while in Chapter 13?

You can refinance while in Chapter 13 bankruptcy. An attorney will work with lenders to get a Chapter 13 refinance mortgage that combines your debt and mortgage payment into a single low monthly pa... Read More »

Can an FHA loan be refinanced?

An FHA loan is simply a home loan that has been guaranteed by the Federal Housing Administration. You can refinance a current FHA loan or refinance a standard mortgage with an FHA loan.References:H... Read More »