Can I have a traditional IRA if my employer has a 403b?

Answer You can have a traditional IRA if your employer has a 403b plan. However, you may not be able to deduct your contributions to the traditional IRA from your taxes if your income is too high because ... Read More »

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Does a 401k/403b or traditional ira work better?

On One Hand: Traditional IRAsTraditional IRAs allow you to more control over your investments. The only investments prohibited by the Internal Revenue Service are collectible items. With a 401k or ... Read More »

Will there be any lapse in coverage if your old employer and new employer use the same insurance company?

%DETAILS% Answer When did your old plan end? When does your new plan start? Do you have the SAME plan with the Insurance Company. That is, one might be HMO the other PPO, etc.If you were given a... Read More »

Can an employer in OH legally deny coverage for a spouse if the spouse's employer offers health insurance?

Answer YesFor more details visit

Do I have to disclose prescription drugs to my employer?

On One Hand: Employers Need to KnowOn the one hand: the prescription drugs an employee takes may affect his ability to do his job safely. So, according to the United States Department of Labor, "em... Read More »