Can I Refinance My Student Loan if I Am in Default?

Answer Students can lower their monthly student loan payments by hundreds of dollars a month if they have graduated from college and find they can no longer make their monthly payments due to unemployment... Read More »

Top Q&A For: Can I Refinance My Student Loan if I Am in Default

How to Refinance a Student Loan Without a Credit Check?

Refinancing a student loan is always a good idea because you decrease the amount of stress in your life. It is likely that you can find lenders willing to offer you a lower interest rate, but you w... Read More »

How Can I Refinance My High Interest Student Loan?

Refinancing a student loan has a number of benefits, including decreasing monthly payments by lengthening the repayment term and sometimes decreasing the interest rate as well. If you have high-int... Read More »

When is a student loan in default?

A student loan is in default within 270 days of not making a payment that is due. Loans are typically due around six months after you leave school. After leaving school, you can apply for a deferme... Read More »

Student loan in default?

If you are unable to afford to make payments toward your defaulted loan, you should complete and return a "Statement of Financial Status" along with evidence of your current financial situation, wh... Read More »