Can I Claim Disability Insurance If I Have Secondary Income?

Answer Disability insurance is one of the most important types of coverage you can buy. Your likelihood of sustaining a disabling injury is probably greater than you would estimate. Disability insurance p... Read More »

Top Q&A For: Can I Claim Disability Insurance If I Have Seco...

Can Secondary Insurance not pay anything on claim if Medicare pays more on claim than they would if they were primary?

Answer Yes, If medicare pays more than the secondary insurance allows for a charge, the secondary insurance pays nothing. The balance is written off to a contractual allowance that is agreed upon ... Read More »

If you receive Disability Income from a Long Term Disability Insurance Policy can creditors garnish the monthly income from this policy?

The answer to your question is yes. If creditors can garnish your wages if you were working, then they can garnish the income you receive from your disability provider as well. The same procedures ... Read More »

Do you need to send a claim to your primary insurance company first if they do not cover the treatment but your secondary insurance will?

With Primary and Secondary Insurance your primary denied your claim because it was over a year is your secondary obligated to pay?

Answer Yes, subject to the limits in their policy. Answer No. With most insurance policies, there is what is called a timely filing limitation. For my company; contracted providers have 6 months, a... Read More »