Basic Concepts of Life & Health Insurance?

Answer Life and Health insurance both work on a simple basis: life insurance pays out to a chosen beneficiary upon a policyholder's death, while health insurance covers some or all of the costs of the pol... Read More »

Top Q&A For: Basic Concepts of Life & Health Insurance

Concepts of Health Insurance?

Most Americans have health insurance but few understand all the concepts that are involved in the coverage they have. The terms used in health insurance are uniformly used by many of the insurance ... Read More »

A Checklist for Adding a Baby to Health Insurance & Life Insurance?

If you're an expecting parent, prepare ahead of time for completing the process of adding your baby to your health insurance and life insurance policies. Most insurance carriers only offer a limite... Read More »

How much does a basic health insurance plan cost?

This will generally depend on what health insurance company (and state) you are considering. Typically a one person plan with no deductible will run close to around $45-60 a month.

Can a licensed insurance agent buy their own health and life insurance?

Yes and one of the benefits of buying insurance from the company you work for may be a reduced premium.