Auto Insurance Coverage Levels?

Answer Auto insurance policies are essentially legal contracts. For that reason, they are hard for most people to understand. It's important to get the right levels of coverage, though. While each state m... Read More »

Top Q&A For: Auto Insurance Coverage Levels

Can an auto insurance carrier designate their med payments coverage secondary to any other health insurance in CA as a result of an auto loss?

This is sticky, not sure what you mean by 'designate' secondary. Assume you are saying your health insurance has to pay first and med pay picks up what's left? Yes, in some states that is the pract... Read More »

What happens if medical expenses exceed auto insurance coverage after an auto accident?

1. Most states have a requirement that a registrant of an auto maintain "personal injury protection" (PIP) coverage (altho the name may be different). This is the essence of so-called no-fault auto... Read More »

How is PLPD insurance different from no-fault or full coverage auto insurance?

PLPD stands for Public Liability and Property Damage. It satisfies your obligation to the state, and offers no coverage to your vehicle's damage. PLPD also does NOT cover theft, fire, comprehensiv... Read More »

Why are you advertising AIG insurance company as THE provider of non-owner auto liability insurance when the do NOT sell such coverage?

AIG, like most other companies, will only sell this coverage in conjunction with either a general liablity policy or a commercial auto policy. It is not available as a stand-alone coverage.