Are leaking pipes inside the wall covered in condo insurance in California?

Answer Read your governing documents to determine who owns the pipes. They may be common area assets, or limited common area assets -- dedicated to owners or an owner, but fewer than all owners -- or they... Read More »

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What do you do or who is responsible when an exterior wall of your condo is leaking onto your condo?

Your question is interesting in that it asks about leaks 'onto' your condo, without stating that the water is leaking 'into' your condominium. Water dripping onto your condominium balcony/ roof lin... Read More »

Does condo ownership only include the inside the unit from wall to wall and ceiling to floor?

You can find the answer you want in your governing documents, and in your state's condominium law.The state can define the border between a unit owner's property and property owned by all owners, i... Read More »

Does condo association insurance cover broken water pipes outside?

Read your governing documents to determine who owns the water pipe. If the pipes are for the sole use of a single owner, then the pipe may be considered 'limited common area', and the owner may be ... Read More »

Is Damage to the Inside of My Car Covered by Insurance?

While most people associate vehicle damage with the outside of the car, many drivers wonder if their insurance companies will pay for damages to the inside of the vehicle. Various coverages do prov... Read More »