Are disability insurance premiums deductable?

Answer You can pay for your disability premiums pre-tax through payroll deduction. If you do this any benefit will be taxed as well.

Top Q&A For: Are disability insurance premiums deductable

If you have a 900.00 deductable on your primary insurance and none on the secondary insurance can the secondary be used to cover the deductable?

Answer Yes. For more info. see

Are disability insurance premiums tax deductible?

According to, disability insurance premiums are generally not tax deductible, but the benefits you receive may not be treated as taxable income. If premiums are paid with after-tax income,... Read More »

Are disability insurance premiums a business expense?

They can be if set up properly. For instance, if you are a business owner you would take out a DI plan as a Business Overhead Expense policy. The benefits are used to pay the lease or mortgage, uti... Read More »

Is buy sell agreement disability income insurance premiums tax deductible?

No. Also, it is probably not a good idea to try and deduct the premiums for diability or life insurance because if you deduct the premiums or if the employer pays the premiums then any benefits are... Read More »