Are defense expenses paid in a contractors professional liability policy?

Answer A Professional liability insurance Policy, as well as a contractors General Liability Insurance policy will provide coverage for the cost of legal defense.

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What is the difference between contractors general liability coverage contractors professional liability and builders risk coverage?

Answer Builders Risk - 1st Party coverage for a building under construction - covers the Property - building & materials.Contractors GL - Covers your exposure for causing Bodily Injury or Property ... Read More »

Can independent contractors be covered under a company general liability policy while performing their services?

It depends on the wording/coverages of the contractors policy.

Why does a contractor need a professional liability insurance policy?

A contractor typically needs a Commercial General Liability Insurance Policy. It is rare for a contractor to have a need for professional liability insurance unless the contracted services are of ... Read More »

If you change jobs and health insurance does the amount paid out of pocket expenses for deductible or coinsurance on old policy transfer to your new one in the same year?

I don't know of any provision for your deductible or coinsurance to be taken over if YOU change jobs. They must though give you credit against a pre-exisitng condition clause If an employer though ... Read More »