Are cash-value life insurance policies a good purchase?

Answer On One Hand: Most experts say noPersonal finance gurus such as Dave Ramsey and Suze Orman detest cash value life insurance (also called permanent or whole life insurance), citing the high cost and ... Read More »

Top Q&A For: Are cash-value life insurance policies a good p...

Do term life insurance policies have cash value?

Term life insurance policies have no cash value or savings component, according to Investopedia. A term life insurance policy is valid for a specific period of time, after which the insured must re... Read More »

Life Insurance: Face Value vs. Cash Value?

Cash value life insurance is permanent insurance. It pays a death benefit no matter how long you live, provided you keep the policy in force. Life insurance is unique among forms of insurance, in t... Read More »

How to Determine the Cash Value of Life Insurance?

Life insurance cash value refers the amount of money accumulated in an insurance policy based on premium payments and earnings. The cash value is payable to the insurance policy owner if the policy... Read More »

How do I calculate life insurance cash value?

The Easy WayFind your policy paperwork. It will include an amortization chart of your life insurance policy, including death benefit, paid-up value and cash value. Find the current year. If your pr... Read More »