After how many years can I declare a second bankruptcy?

Answer On One Hand: Chapter SevenA chapter seven bankruptcy erases almost all the filer's debts, with the exception of student loans and child support. If you have filed chapter seven before, you can file... Read More »

Top Q&A For: After how many years can I declare a second ban...

How many years after filing bankruptcy can one file again?

Under bankruptcy law, Chapter 7 debtors must wait eight years to file Chapter 7 again or three years for Chapter 13. Chapter 13 filers wait two years before filing Bankrupty A... Read More »

How many years after bankruptcy can you file again for a Chapter 7?

You can file for a Chapter 7 bankruptcy eight years after a previous Chapter 7 filing, and six years after a previous Chapter 13 filing. The wait to refile typically shortens to 180 days if the pre... Read More »

Is it smart to declare bankruptcy after retirement?

On One Hand: Bankruptcy Can Be BeneficialA retiree with assets can protect items such as a home or car from creditors by filing for bankruptcy. Retirees without significant assets can file for bank... Read More »

Can you declare bankruptcy after judgments are brought against you?

You can file bankruptcy after someone obtains a judgment against you, according to the U.S. Courts. The bankruptcy halts the progression of lawsuits and stays the judgment. If your wages were garni... Read More »